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Coverage for HDB Homes
NTUC Income Home Insurance is one of the most comprehensive home insurance policies in Singapore. You can choose to be insured for either your building and/or renovations, or your household contents or for both, against any of the insured perils.
If you are already covered under the HDB Fire Insurance on the building structure, you may choose to take up our standard package covering on renovations and contents.
a) Buildings, Renovations and Contents:
| Type of Flat | 3-room | 4-room | 5-room | Exec/HUDC |
| Building/Renovation | 60,000 | 150,000 | 200,000 | 300,000 |
| Contents | 18,000 | 24,000 | 30,000 | 36,000 |
| Annual Premium | 46.01 | 71.69 | 96.30 | 127.33 |
| Annual premium for additional sum insured on top of above package: | ||||
| Building/Renovation | $12.84 per $50,000 | |||
| Contents | $20.33 per $10,000 for the 1st $30,000 $14.98 per $10,000 in excess of $30,000 |
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b) Renovations and Contents only:
| Type of Flat | 3-room | 4-room | 5-room | Exec/HUDC |
| Renovation | 25,000 | 35,000 | 50,000 | 60,000 |
| Contents | 18,000 | 24,000 | 30,000 | 36,000 |
| Annual Premium | 35.31 | 51.36 | 60.99 | 75.97 |
| Annual premium for additional sum insured on top of above package: | ||||
| Renovation | $12.84 per $50,000 | |||
| Contents | $20.33 per $10,000
for the 1st $30,000 $14.98 per $10,000 in excess of $30,000 |
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c) If the insurance is not taken under the above Packages, premium rate will be as follows:
| Annual premium per sum insured | |
| Buildings/Renovations ($) | Contents ($) |
| $5.35 per $10,000 | $25.68 per $10,000 for the 1st $30,000 $14.98 per $10,000 in excess of $30,000 |
The minimum premium per policy is $35.31.
All the above premium rates are inclusive of 7% GST.
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