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Foreign Maid Insurance

Example

An example to illustrate the benefits that employers will enjoy under if they take up the optional covers.

A foreign domestic helper was admitted into a Class C ward with a total bill of $23,450.

Hospital Bill

S$

Total Hospital Bill

23,450

Basic MI3E plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit)

Total claimable under the policy limits

15,000

Income pays

15,000

Employer pays

8,450

Basic MI3 plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit)
+ Additional $5,000 Hospital and Surgical Expenses Rider (Per Year Limit)

Total claimable under the policy limits

20,000

Income pays

20,000

Employer pays

3,450

Basic MI3 plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit)
+ Additional $10,000 Hospital and Surgical Expenses Rider (Per Year Limit)
+ $1,000 Deductible option

Total claimable under the policy limits

23,450

Less deductible

1,000

Income pays

22,450

Employer pays

1,000

Basic MI3 plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit)
+ Additional $10,000 Hospital and Surgical Expenses Rider (Per Year Limit)

Total claimable under the policy limits

23,450

Income pays

23,450

Employer pays

0


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