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Travel Insurance - Premium Rates

1. Premium Table

Length of Trip Deluxe Plan Classic Plan
Individual Group Individual Group
Per Adult Per Child Per Adult Per Child
Asean
1-3 days

$29.00

$29.00

$7.25

$22.00

$22.00

$5.50

4-6 days

$35.00

$35.00

$8.75

$26.00

$26.00

$6.50

7-8 days

$44.00

$44.00

$11.00

$34.00

$34.00

$8.50

9-10 days

$50.00

$50.00

$12.50

$38.00

$38.00

$9.50

11-12 days

$58.00

$58.00

$14.50

$43.00

$43.00

$10.75

13-14 days

$65.00

$65.00

$16.25

$50.00

$50.00

$12.50

15-16 days

$72.00

$72.00

$18.00

$55.00

$55.00

$13.75

17-18 days

$78.00

$78.00

$19.50

$62.00

$62.00

$15.50

19-20 days

$82.00

$82.00

$20.50

$67.00

$67.00

$16.75

21-22 days

$87.00

$87.00

$21.75

$70.00

$70.00

$17.50

23-24 days

$90.00

$90.00

$22.50

$72.00

$72.00

$18.00

25-27 days

$94.00

$94.00

$23.50

$76.00

$76.00

$19.00

28-29 days

$97.00

$97.00

$24.25

$78.00

$78.00

$19.50

30-31 days

$100.00

$100.00

$25.00

$80.00

$80.00

$20.00

Additional Day

$3.00

$3.00

$0.75

$2.00

$2.00

$0.50

Asia
1-3 days

$39.00

$39.00

$9.75

$29.00

$29.00

$7.25

4-6 days

$45.00

$45.00

$11.25

$34.00

$34.00

$8.50

7-8 days

$58.00

$58.00

$14.50

$41.00

$41.00

$10.25

9-10 days

$65.00

$65.00

$16.25

$46.00

$46.00

$11.50

11-12 days

$72.00

$72.00

$18.00

$52.00

$52.00

$13.00

13-14 days

$80.00

$80.00

$20.00

$60.00

$60.00

$15.00

15-16 days

$86.00

$86.00

$21.50

$66.00

$66.00

$16.50

17-18 days

$90.00

$90.00

$22.50

$71.00

$71.00

$17.75

19-20 days

$95.00

$95.00

$23.75

$77.00

$77.00

$19.25

21-22 days

$99.00

$99.00

$24.75

$80.00

$80.00

$20.00

23-24 days

$106.00

$106.00

$26.50

$83.00

$83.00

$20.75

25-27 days

$109.00

$109.00

$27.25

$86.00

$86.00

$21.50

28-29 days

$115.00

$115.00

$28.75

$89.00

$89.00

$22.25

30-31 days

$118.00

$118.00

$29.50

$92.00

$92.00

$23.00

Additional Day

$4.00

$4.00

$1.00

$3.00

$3.00

$0.75

Worldwide
1-3 days

$63.00

$63.00

$15.75

$43.00

$43.00

$10.75

4-6 days

$71.00

$71.00

$17.75

$53.00

$53.00

$13.25

7-8 days

$76.00

$76.00

$19.00

$66.00

$66.00

$16.50

9-10 days

$84.00

$84.00

$21.00

$80.00

$80.00

$20.00

11-12 days

$96.00

$96.00

$24.00

$87.00

$87.00

$21.75

13-14 days

$110.00

$110.00

$27.50

$95.00

$95.00

$23.75

15-16 days

$119.00

$119.00

$29.75

$100.00

$100.00

$25.00

17-18 days

$126.00

$126.00

$31.50

$110.00

$110.00

$27.50

19-20 days

$133.00

$133.00

$33.25

$117.00

$117.00

$29.25

21-22 days

$138.00

$138.00

$34.50

$121.00

$121.00

$30.25

23-24 days

$141.00

$141.00

$35.25

$126.00

$126.00

$31.50

25-27 days

$145.00

$145.00

$36.25

$130.00

$130.00

$32.50

28-29 days

$148.00

$148.00

$37.00

$136.00

$136.00

$34.00

30-31 days

$153.00

$153.00

$38.25

$140.00

$140.00

$35.00

Additional Day

$5.00

$5.00

$1.25

$4.00

$4.00

$1.00


  • Asean refers to Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam.

  • ASIA refers to Australia, China [excludes Mongolia and Tibet], Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka, Taiwan and all the countries listed under ASEAN

  • WORLDWIDE refers to the rest of the World including all the countries listed under ASEAN and ASIA

  • Child shall mean a person age from 30 days to below 21 years

  • Child's rate will only apply if the child is accompanied by an adult under the same group policy

2. Minimum Premium

Minimum Premium
Per Policy
Deluxe Plan Classic Plan Deluxe + Classic
Individual Group Individual Group Individual Group
Asean

$29.00

$58.00

$22.00

$44.00

N.A

$51.00

Asia

$39.00

$78.00

$29.00

$58.00

N.A

$68.00

Worldwide

$63.00

$126.00

$43.00

$86.00

N.A

$106.00

3. Annual Premium (per insured person)

  Deluxe Plan Classic Plan
Asia Worldwide Asia Worldwide
Individual $300 $380 $260 $340
Child $75 $95 $65 $85

* Child's rate will only apply if the child is accompanied by an adult under the same group policy.

4. Group Discounts

Group Size Discount (%)
3 pax 10
4 to 20 pax 15
21 to 50 pax 20
Above 50 pax 30

5. Extensions

The following activities/risks can be covered by payment of an additional premium :

Activities Additional Premium
  • Mountaineering (East and West Malaysia)
  • Motorcycling (above 125cc)
  • 50% loading
    25% loading

    6. Cancellation

    • Full premium refund less $15 for administration charges prior to the commencement of the insurance coverage.
    • No refund will be made upon commencement of the insurance.

    Premium rates are non-guaranteed and may be reviewed from time to time.

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