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Travel Insurance

Deluxe/Classic Plan Coverage

Table of Benefits

  Benefits Section DELUXE PLAN CLASSIC PLAN
Maximum Benefit (S$) Maximum Benefit (S$)
Individual Group
(per Insured)		 Individual Group
(per Insured)
1(A) Personal Accident Sum Insured
200,000		 Sum Insured
150,000
a. For Adult below 70 years old
b. For Adult 70 years old and above
N/A Sum Insured
50,000
c. For Child below 21 years old
N/A Sum Insured
50,000		 Sum Insured
25,000
Scale of Compensation % of Sum Insured
(a) Death 100%
(b) Loss of two or more limbs 100%
(c) Loss of all sight in both eyes 100%
(d) Loss of all sight in one eye and loss of one limb 100%
(e) Loss of all sight in one eye 50%
(f) Loss of one limb 50%
(g) Permanent Total Disability 100%
Loss means permanent, total irrecoverable loss.
Loss of use of limb(s) shall be treated as loss of limb(s).
The total compensation payable for Benefit (a) to (g) above shall not exceed the Sum Insured.
1(B) Public Conveyance Double Cover
a. For Adult below 70 years old
Sum Insured
400,000		 N/A
b. For Adult 70 years old and above
N/A N/A
c. For Child below 21 years old
N/A Sum Insured
100,000		 N/A
2. Medical Expenses incurred Overseas
a. For Adult below 70 years old
500,000 250,000
b. For Adult 70 years old and above
N/A 75,000
c. For Child below 21 years old
N/A 200,000 150,000
3. Medical Expenses incurred in Singapore
a. For Adult below 70 years old
25,000 12,500
b. For Adult 70 years old and above
N/A 1,000
c. For Child below 21 years old
N/A 10,000 10,000
4. Treatment by Chinese Physician or Chiropractor 300
5. Additional Accommodation & Travel Expenses 10,000 5,000
6. Hospital Visitation & Compassionate Visit 10,000 5,000
7. Overseas Hospital Income 10,000
(200 per day) 		5,000
(100 per day)
8. Emergency Medical Evacuation Expenses Unlimited 500,000
9. Repatriation Expenses Unlimited 50,000
10. Kidnap & Hostage Benefit 5,000
(200 per 24 hrs)		 3,000
(100 per 24 hrs)
11. Trip Cancellation 10,000 5,000
12. Trip Cancellation Due to Insolvency 3,000 2,000
13. Trip Curtailment including Aircraft Hijacking & Natural Disasters 10,000 5,000
14. Overbooked Flight/Cruise 200 100
15. Flight Misconnection 200 100
16. Travel Delay
(Excess: 6 hrs)		 1,000
(100 for each 6 consecutive hours delay
whilst Overseas or in Singapore)
17. Flight Diversion
(Excess: 6 hrs) 		500
(100 for each 6 hrs delay)
18. Baggage Delay
(Excess: 6 hrs)		 1,000
(200 for each 6 consecutive hours delay
whilst Overseas or in Singapore)
19. Loss or Damage of Baggage & Personal Effects 5,000
(Max. 500 for any one article or pair or set of articles or any 1 collection except for Laptop is max. 1,000)		 3,000
(Max. 500 for any one article or pair or set of articles or any 1 collection except for Laptop is max. 1,000)
20. Travel Documents 5,000 3,000
21. Loss of Money 250
22. Emergency Phone Charges 150 100
23. Home Contents Cover 5,000
(Max. 500 for any one article or pair or set of articles or any 1 collection		 3,000
(Max. 500 for any one article or pair or set of articles or any 1 collection
24. Rental Vehicle Excess 500
25. Personal Liability 1,000,000 500,000
26. Full Terrorism Cover (In aggregate for the above Sections 1 to 25)
a. For Adult below 70 years old
200,000 150,000
b. For Adult 70 years old and above
N/A 50,000
c. For Child below 21 years old
N/A 50,000 25,000
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