Student Protection Plan – Product Summary

Round-the-clock protection for your child

At NTUC Income, we understand you have high hopes for your child. While you lay out the best plans for your child’s education, you can be assured that you will not be caught unprepared should he/she meet with any mishaps during his/her school years.

To help you meet the challenges that unexpected events may bring, the Student Protection Plan (SPP) is designed to provide extensive coverage for your child throughout his/her years of education, from primary school right up to junior college.

The SPP provides 24-hour worldwide coverage for your child against injuries that may be sustained during or after school hours. Even when your child is on approved job attachments or participating in after school activities, he/she is protected. This way, you can have peace of mind while your child is free to make the best of his/her schooling experience.

Protecting your child with the Student Protection Plan

As your child makes his/her journey towards a sound education, it is important for him/her to be engaged in activities that could take place outside of the classroom. As these activities provide good learning opportunities, your child should be encouraged to participate widely in such activities. However, injuries from these activities are not always preventable.

Should your child be injured, SPP will compensate you for the medical expenses incurred. Please refer to the table below.

Extensive protection includes:

• Injuries sustained during supervised Co-Curricular Activities (CCAs) such as rock-climbing, horse-riding, sailing, canoeing and other water activities
• Injuries sustained while riding pillion on a motorcycle to and from school with the parent or guardian
• Injuries caused by lightning
• Food poisoning contracted while engaging in school activities
• Dog bites, bee/wasp/hornet stings, dengue fever
• Injuries sustained during approved job attachment

Protecting the Parents and Dedicated team

Best of all, the SPP is also extended to all registered parent volunteers, as well as principal, teaching and non-teaching staff (aged 69 years and below).

The benefits include:

• Accident coverage for:
  
  • Principal, teachers and registered parent volunteers in the event that accidents occur while they are involved in organised school activities
  • Principal, teachers and non-teaching staff in the event that accidents occur during school hours


• Death coverage for principal and teachers in the event that death occurs while supervising or accompanying students during CCAs, Physical Education (PE) lessons or school competitions

Payment for Death and Disabilities

If your child is disabled as a result of an accident, the SPP will pay the benefits shown in the compensation table below according to the disability suffered. The maximum compensation payable for several disabilities due to the same accident shall not exceed $25,000. In the event of accidental death, a funeral expense benefit of $1,000 will also be paid.

The schedule of losses shows the amount of benefits payable.

Exclusions for Student Protection Plan

While the SPP covers a wide range of accidents, injuries caused by unsupervised activities such as horse-riding, scuba-diving, hunting, riding a motorcycle, injuries due to insanity, injuries sustained while under the influence of alcohol or drugs, racing other than on foot and self-inflicted injuries are excluded.

Claim Procedure

For documents required for claim submission under the Student Protection Plan, please click here.