RevoSave – Product Summary

Is it possible to save, spend, invest and insure all at the same time?
NTUC Income’s RevoSave. Save. Spend. Invest. Insure.

Here’s how it usually works. You set aside an amount for the future and only get to enjoy the benefits at the end of your policy term, years later.

With NTUC Income’s RevoSave, things are different. That’s because we’re so much more than just an insurance product.

NTUC Income’s RevoSave gives you a flexible savings scheme combined with an attractive investment plan and presents you with guaranteed yearly Cash Benefits, bonuses¹ and the added benefit of insurance protection.

BENEFITS AT A GLANCE

Guaranteed Cash Benefit
Receive 5% of sum assured yearly from the 25th month
Options to save, spend or invest your Cash Benefit
Earn up to 3.5%² p.a. with a flexible savings scheme, spend it as you please, or invest in our Investment-Linked Policy for potentially higher returns
Comprehensive protection against Death and Total and Permanent Disability

What are the benefits?

Guaranteed Cash Benefit
If you have an NTUC Income's RevoSave policy, you'll receive 5% of your sum assured as a guaranteed Cash Benefit yearly, from your 25th month onwards. Think of it as an extra bonus.

This, you can choose to spend, save or invest. We let you make the call. You can safeguard your money or you can watch it grow.
Options to save, spend or invest your Cash Benefit
- Save and earn interest
  If your money needs safekeeping, we’ll help you keep it safe. Not only will you enjoy flexible terms, you’ll also receive competitive interest rates for your Cash Benefits of up to 3.5%² p.a.
- Spend and enjoy your Cash Benefits
  Your Cash Benefits vary according to the size of your sum assured. This money is yours to enjoy. Spend it as you please on whatever you wish, or put it to work.
- Invest your returns
  NTUC Income’s RevoSave allows you to invest your Cash Benefits in our Investment-Linked Policy, allowing you to reap potentially higher returns. What’s more, there is no additional sales charge or policy fee on the Cash Benefits that are invested in an Investment-Linked Policy.

Comprehensive protection against Death and Total and Permanent Disability (TPD before age 65)
Growing wealth is only part of what we do. We’re known for safeguarding you, and your livelihood. NTUC Income’s RevoSave provides comprehensive coverage of Death or Total and Permanent Disability (TPD before the age of 65). In either event, we will pay the full sum assured and accumulated bonuses¹.

IMPORTANT NOTES

¹ Bonus rates are not guaranteed and may vary according to the future experience of the Life Participating Fund.

² Interest rate is not guaranteed. Prevailing interest rate at the point of deposit as determined by NTUC Income will apply.

This website is for general information only and is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Information is correct as of 1 September 2009