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Premium Rates
Personal Accident Insurance - Premium Rates
Basic Plan/Premiums (subject to 7% GST)
| Benefits | Plan 1 | Plan 2 | Plan 3 |
| Sum Insured | |||
| Accidental Death | $50,000 | $100,000 | $200,000 |
| Permanent Disablement (PD) | $50,000 | $100,000 | $200,000 |
| Accidental Medical Expenses | $1,000 | $2,000 | $3,000 |
| Annual Premium | |||
| Class 1 | $33 | $67 | $129 |
| Class 2 | $43 | $86 | $162 |
| Class 3 | $62 | $119 | $229 |
| Class 4 | $100 | NA | NA |
Additional Coverage/Premium (subject to 7% GST)
Premium is based on your occupation class and the sum insured.
| Benefits | Sum Insured | Annual Premium by Occupation | |||
| Class 1 | Class 2 | Class 3 | Class 4 | ||
| Accidental Death & Permanent Disablement | per $50,000 | $29 | $38 | $57 | NA |
| Accidental Medical Expenses | per $1,000 | $3 | $4 | $5 | $5 |
Additional Accidental Death Benefit for Public Conveyance  |
per $50,000 | $10 | $10 | $10 | NA |
| Weekly Cash Benefit | per $100/week | $13.50 | $18.60 | $24 | $43.50 |
Daily Hospitalisation Income  |
per $50/day | $21 | $27 | $38 | $61 |
| Emergency Evacuation & Repatriation | per $50,000 | $10 | $10 | $10 | $10 |
Premium rates are non-guaranteed and may be reviewed from time to time
Please note that:
- Basic Plan is compulsory.
- You can increase the sum insured for Accidental Death and Permanent Disablement for Plan 3 only.
- Sum insured for Accidental Medical Expenses can be increased for all plans and must not be more than 10% of the Sum Insured for Accidental Death benefit or $10,000, whichever is lower.
- Sum insured for Additional Accidental Death Benefit for Public Conveyance must be equal to the Sum Insured for Accidental Death benefit.
- Sum insured for Weekly Cash Benefit must not be more than 0.7% of the Sum Insured for Accidental Death benefit or 20% of the monthly earnings, whichever is lower.
- Sum insured for Daily Hospitalisation Income must not be more than 0.1% of the Sum Insured for Accidental Death benefit or 3% of monthly earnings, whichever is lower.
- Sum insured for Emergency Evacuation & Repatriation must be equal to or less than the Sum Insured for Accidental Death benefit.
- The minimum premium payable is $33 (subject to 7% GST).
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