Endowment Policy
Achieve financial security through regular savings
Insure yourself and save at the same time with our Endowment Policy. It not only protects you financially but also provides life coverage in the event of Death and Total and Permanent Disability (TPD before the age of 65).
- Attractive returns on your savings
- Immediate life insurance protection that increases during the whole term
- Flexibility to choose your saving period
- Ready cash loan of up to 95% of the cash value after 2 years
Attractive returns plus bonus1 upon maturity
Save a modest amount monthly and see your savings increase at an attractive rate. Upon maturity, you will receive your principle amount with accumulated bonuses1.
Immediate life insurance protection
Your insurance coverage will increase as bonuses1 accumulate. Upon Death or Total and Permanent Disability (TPD before the age of 65) before maturity, we’ll pay the Sum Assured together with accumulated bonuses1. In the event of Total and Permanent Disability before the age of 65, the benefits are payable in 5 annual installments.
Flexibility
You can choose the duration of your policy, starting from 10 years, to achieve your savings goals.
Ready cash
Your policy will have a cash value after 2 years. You can also take a loan of up to 95% of the cash value. Start saving regularly through our Endowment Policy and you’ll be able to achieve your financial dreams with our attractive rates of return1.
Information is correct as of 1 April 2010
IMPORTANT NOTES
1 Bonuses and rates of return are not guaranteed and the actual benefits payable may vary according to the future experience of the Life Participating Fund.
This website is for general information only and is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
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