Daily Cash Rider
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Complement your IncomeShield protection with our Daily Cash Rider.
With it, you have access to cash benefits everyday if you are hospitalised. You will also receive a Get Well Benefit upon your discharge. These cash benefits provide you with additional funds to offset treatment costs and day-to-day expenditure.
Plus, should a prolonged hospital stay be necessary, you will be glad to know that your daily cash benefits are payable for hospitalisation periods of up to 365 days, providing you with an added source of funds while you receive treatment.
Benefits
| Benefit Type | Preferred/ Plan P |
Advantage/ Plan A |
Basic/Plan B/ Plan C |
| Daily Cash Benefit1 (Per Day) | $150 | $100 | $50 |
| Get Well Benefit2 | $300 | $250 | $100 |
Premium Rates (per year)3
| Age Next Birthday | Preferred/ Plan P |
Advantage/ Plan A |
Basic/Plan B/ Plan C |
| 30 & below | $83 | $61 | $28 |
| 31 – 40 | $110 | $80 | $37 |
| 41 – 50 | $134 | $98 | $45 |
| 51 – 55 | $168 | $122 | $56 |
| 56 – 60 | $224 | $163 | $75 |
| 61 – 65 | $282 | $205 | $94 |
| 66 – 70# | $396 | $288 | $132 |
| 71 – 73# | $508 | $369 | $169 |
| 74 – 75# | $619 | $450 | $206 |
| 76 – 80# | $716 | $520 | $239 |
| 81 – 85# | $829 | $602 | $276 |
# For renewals only. The last entry age is at 65.
1 This benefit is payable per hospitalisation, subject to the following
conditions:
Except for accident, incidence of claim occurs after a waiting period of 30 days
from the commencement date of the policy. • Period of hospitalisation is 6 hours
or more and the Hospital makes a room and board charge. • Start date of hospitalization
is before the expiry of the policy year which the insured attains the age of
85 years. • Payable up to a maximum aggregate of 365 days for the
same confirmed diagnosis or accident, out of which any hospitalisation in a community
hospital is up to a maximum of 45 days. Day surgery in a clinic is not eligible
for the Daily Cash Benefit
2 This benefit is payable upon discharge from a hospital, subject to the following conditions:
Payment of the Daily Cash Benefit. • Period of hospitalisation is 48 hours or more. • Should death of the insured occurs during the period of hospitalisation, this benefit will not be payable.
3 Premium rates are non-guaranteed and may be reviewed from time to time.
IMPORTANT NOTES
This advertisement is for general information only and is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
Information is correct as of 7 July 2009
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