Child Illness Rider

^† For renewal only. The last entry age is at 24.

¹ The diagnosis occurs after a waiting period of 60 days from the commencement date of the policy. For leukaemia diagnoses, the waiting period is 90 days from the policy commencement date. • The insured survives 1 month from the date of first confirmed diagnosis of the illness • The date of the diagnosis is before the expiry of the policy year which the insured attains the age of 25 years. • Total policy claims limit is 100% of the sum assured.

² The accident occurs after a waiting period of 60 days from the commencement date of the policy. •  The date of the accident is before the expiry of the policy year which the insured attains the age of 25years. • The fracture requires the insured to be admitted to a hospital for treatment or if the fracture is a hairline fracture, then it must involve the periosteum or articular surface.

³ Premium rates are non-guaranteed and may be reviewed from time to time.

IMPORTANT NOTES

This advertisement is for general information only and is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Information is correct as of 7 July 2009